New Zealand in Numbers 2026: Key Facts and Figures Every Taxpayer Should Know

Pita’s perspective…

 

How many New Zealanders are there, what do we earn, what do we owe, and how far is it from Christchurch to Moscow? Pita Alexander has pulled together the numbers worth keeping in your memory bank as a New Zealand taxpayer in 2026. They cover population, housing, debt and farming, plus a few facts just for interest. Have a read and see how many surprise you.

Population and age

  • Population at 30 April 2026: 5,357,300

  • Population at 31 March 1991: 3,488,000

  • Working age population: 4,353,000

  • Median age: 38 years (women 39.2 years, men 37.7 years)

  • People who turned 65 in 2026: 32,490, or 89 per day

  • Chinese people in New Zealand: 336,600 (6.28%)

Age groups as at 30 June 2026

  • 0 to 14 years: 897,300 (16.75%)

  • 15 to 39 years: 1,833,000 (34.21%)

  • 40 to 64 years: 1,652,999 (30.86%)

  • 65 years and over: 974,001 (18.18%)

  • Total: 5,357,300 (100.00%)

Births, deaths and divorces

  • Live births: 158 per day

  • Deaths: 103 per day

  • Fertility rate: 1.55

  • Divorces: 22 per day

Households and housing

  • Households in New Zealand: 2,064,700

  • Private houses: 2,117,500

  • Empty houses (2023 census): 111,666

  • House-owner households: 1,390,300 (65.65%)

  • Rental households: 690,100 (32.60%)

  • Households in social housing: 84,000

  • One-person households: 430,000

  • Average house value: $898,799

  • Average first home mortgage: $555,000

  • Average gross income per household before tax: $147,930, which is lower if Auckland is excluded

Work, wages and the cost of living

  • Unemployment rate: 5.6% (171,000 people)

  • Unemployment, North Island: 6.0%

  • Unemployment, South Island: 3.7%

  • Median weekly income in 2026: $962, or $50,024 per year, including casual employment

  • CPI for the June 2026 year: 4.1%

The gender pay gap

  • 2026: 5.3%

  • 1998: 16.2%

Interest rates, debt and the economy

  • OCR: increased to 2.75% on 2 September 2026

  • USA 30-year fixed loan rate, July 2026: 6.58%

  • Highest inflation in the world: Argentina and Turkey, both around 32%

Household money

  • Deposits held by New Zealand householders in the banking system at 30 June 2026: $275.357 billion (surprisingly high)

  • Residential debt owed by households to the banking system at 30 June 2026: $397.5 billion

  • Household debt to gross income ratio in 2026: 166%, that is, debt is 66% higher than income

The national books

  • Estimated GDP at 30 June 2026: $452.2 billion

  • Estimated government gross debt at 30 June 2026: $223.8 billion

  • Estimated gross debt to GDP ratio: 49.5%

  • Government gross debt in 1950: $670.031 million

Business

  • Businesses in Auckland in 2026: 224,157

  • Employees at Datacom Limited: 6,131

Farming and food exports

New Zealand has 51,900 farmers across sheep, beef, arable, horticulture and agriculture. Some of these 51,900 may not be viable operations.

Livestock numbers

  • Sheep in New Zealand, 2026: 22.78 million

  • Sheep in New Zealand, 1982 (44 years ago): 70 million

  • Beef cattle in New Zealand: 3.96 million

  • Sheep in the USA, 2026: 4.99 million

  • Beef and dairy cattle in the USA, 2026: 94.2 million

Food and fibre exports

For the year ended 30 June 2026, New Zealand's food and fibre exports were worth $64.325 billion. The split was:

  • Dairy: $28.6 billion (44.46%)

  • Meat and wool: $14.1 billion (21.92%)

  • Horticulture: $9.5 billion (14.77%)

  • Forestry: $6.1 billion (9.48%)

  • Processed food: $3.5 billion (5.44%)

  • Seafood: $2.2 billion (3.42%)

  • Arable: $0.325 billion (0.51%)

  • Total: $64.325 billion (100.00%)

Coal: what we export and import

Coal exports

  • 2020: 1,140,331 tonnes

  • 2021: 1,244,368 tonnes

  • 2022: 1,277,969 tonnes

  • 2023: 1,224,197 tonnes

  • 2024: 1,102,196 tonnes

  • 2025: 2,580,000 tonnes

  • 2026: lower than 2025

Coal imports

  • 2020: 1,180,000 tonnes

  • 2021: 1,845,198 tonnes

  • 2022: 726,838 tonnes

  • 2023: 240,305 tonnes

  • 2024: 1,014,562 tonnes

  • 2025: 1,360,000 tonnes

  • 2026: lower than 2025

Government and public service

  • Prime Minister's annual salary: $520,500 ($250.24 per hour)

  • Back bench MP's annual salary: $181,200 ($87.11 per hour)

  • Average time Members of Parliament spend in office: just on 6 years

  • Public service employees at 31 March 2026: 64,535

  • Average public servant's salary in 2026: approximately $103,000

  • Employees in the Prime Minister's office in 2026: approximately 250

  • Prime Ministers New Zealand has had: 42, including 3 women

Superannuation, benefits and KiwiSaver

  • New Zealanders receiving national superannuation in 2026: 974,001 (941,115 in 2025)

  • Job seeker payment for a couple with children: $38,273 per year before tax

  • People receiving job seeker payments at 30 June 2026: 218,500

  • KiwiSaver total funds at 31 March 2026: $124.5 billion

KiwiSaver hardship withdrawals in 2025

  • Contributors who withdrew money for hardship: 58,460

  • Total withdrawn: $514.8 million

  • Average withdrawal: $8,500

The power of saving $1 a day

If you live to 90 years of age, that is 32,850 days from birth.

If you saved $1 per day at 5% for those 90 years, you would have $596,798 at 90 years old.

Prisons, schools and other facts

  • People in New Zealand prisons at 31 March 2026: 11,255 (10,406 male and 849 female)

  • Children homeschooled at 1 July 2025: 11,110

  • Secondary schools in 2026: 357

  • Primary schools in 2026: 1,927

  • Average murders and manslaughters per year, 2007 to 2023: 75

  • How much of your body is water: 55% to 60%

Just for interest

New Zealand firsts and landmarks

  • Women's vote: New Zealand gave women the vote in 1893, the first country in the world to do so.

  • National parks: 13

  • Oldest pub: Moutere Inn, near Nelson

  • Highest mountain in the North Island: Mt Ruapehu, 2,797m or 9,177 ft

Political parties

  • National Party: formed in 1936 (90 years ago) following the merger of the Reform Party and the United Party.

  • Labour Party: formed in 1916 (110 years ago).

The Berlin Wall

  • Built: 13 August 1961

  • Demolished: 9 November 1989, 28 years later

  • Length: 155 km

  • People killed trying to scale it: at least 140

How far is it from Christchurch?

Flight distances from Christchurch to:

  • Auckland: 760 km

  • Sydney: 2,137 km

  • Melbourne: 2,419 km

  • Brisbane: 2,508 km

  • Adelaide: 3,061 km

  • Cairns: 3,907 km

  • Scott Base (Antarctica): 3,920 km

  • Perth: 5,048 km

  • Darwin: 5,265 km

  • Tokyo: 9,418 km

  • Buenos Aires: 9,911 km

  • Beijing: 10,848 km

  • Cape Town: 11,037 km

  • Los Angeles: 11,086 km

  • Anchorage: 12,094 km

  • New Delhi: 12,560 km

  • Florida: 13,410 km

  • New York: 14,661 km

  • Iceland: 17,560 km

  • Oslo: 17,821 km

  • London: 18,976 km

  • Moscow: 19,083 km

Talk to Alexanders Rural

Numbers like these are a good starting point, but what matters is what they mean for your own farm business and your financial position. If you'd like advice on profitability, financial management or business planning, the team at Alexanders Rural is happy to talk it through. Get in touch to start the conversation.


DISCLAIMER

Any views or opinions expressed in this article are those of Pita Alexander only and do not reflect the views of any other person or organisation.
The information provided in this article is for informational purposes only and is not intended to be financial advice.
Any errors or omissions are the author’s own.


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Living Beyond Our Income: Pita Alexander on New Zealand's Debt and Household Pressure